How to open a checking account	How to open a savings account
	How to apply for a loan	Financial Calculators
	Budgeting Tools

Our goal is to be your full-service banking partner and make your banking experience a pleasant one. The following information is intended to be a helpful tool as you take these steps into your banking relationship with the Security State Bank of Kenyon.

How to open a checking account

Our new account professionals will work with you to open the checking account of your choice. The first step is to complete an application. Feel free to print this form and complete it at your convenience. A fully completed application is very important. If there are parts of the form that you are unsure about ask the new account professional for help in completing it. Printable Application Form (PDF Format)

We have developed the following interactive demo to help explain how to use your checking account.

Getting started with your new checking account.

If you have any questions, please contact us.

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How to open a savings account

Our new account professionals will work with you to open the savings account of your choice. The first step is to complete an application. Feel free to print this form and complete it at your convenience. A fully completed application is very important. If there are parts of the form that you are unsure about ask the new account professional for help in completing it. Printable Application Form (PDF Format)

We have included the following calculators to help you project your savings.

	Monthly Savings Calculator
	CD Value Calculator

If you have any questions, please contact us.

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How to apply for a loan

Our experienced Loan Officers will guide you through the necessary steps to obtain your loan. They will take the time, answer any questions, and are available throughout the life of your loan. There are no dumb questions!

Often, first-time borrowers start with a small loan such as for the purchase of a vehicle.

The loan officer will need to know details about your intended purchase. For example, if it is for the purchase of a vehicle the Loan Officer will need to know the year, make, model, mileage and price of the vehicle.

The Loan Officer will discuss repayment terms. Having an idea of how much you are able to pay each month will be helpful in determining the structure of the loan. Using these Financial Calculators may be helpful to you.

	Refinancing Calculator
	Mortgage Payment Calculator
	Auto Loan Payment Calculator

When you sign the loan paperwork you are signing legal documents. You are promising to repay the loan along with interest and any costs associated with making the loan. All of these costs are outlined on the paperwork that you sign. You are also promising to make your payments on time. (This is the best way to establish good credit.) Arranging for automatic payments from your checking or savings account is available. You are also promising to give the title to your collateral (in this example, your vehicle) to the Bank while the loan is in effect. You will also be required to carry insurance on the collateral.

Generally, payments are made monthly. This is called an installment loan.

Working with your Loan Officer throughout the term of your loan is a good way to develop a life-long positive experience with your banking partner - the Security State Bank of Kenyon.

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Financial Calculators

We have developed these calculators for you as a resource to help you plan your future. We know that your financial planning is important to you.

	Refinancing Calculator
	Mortgage Payment Calculator
	Monthly Savings Calculator
	CD Value Calculator
	Auto Loan Payment Calculator
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Budgeting Tools

Knowing where your money goes is an important part of financial organization.

The Budget Tools below are meant to help you increase your understanding of how to prepare and use a budget so that you too can meet your financial goals.

	Budget Calculator
	Monthly Planning Spreadsheet ( Microsoft Excel® required)
	Monthly Planning Worksheets (Printable Forms PDF Format)
	Holiday Planning Worksheets (Printable Forms PDF Format)
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If you have any questions, comments, or have suggestions for additions to our "How To" page, please contact us at bankwithus@ssbkenyon.com